Eligibility Requirements

In order to be eligible for most federal financial aid programs, you must meet the following eligibility requirements:

• Have financial need, except for some loan programs.
• Have a high school diploma or General Education Development (GED) Certificate.
• Be enrolled or accepted for enrollment as a regular student working towards a degree or certificate in an eligible program.
• Be a U.S. citizen or eligible non-citizen.
• Have a valid Social Security Number.
• Make satisfactory academic progress.
• Sign a statement of educational purpose and a certification statement indicating that you are not in default on a student loan nor owe an overpayment on a grant. Both statements are found on the FAFSA.
• Register with the Selective Service, if required. You can register or check your registration online at the Selective Service System's web site at www.sss.gov.
• Never been convicted under a federal or state law for the sale or possession of illegal drugs. A drug-related conviction does not necessarily make a student ineligible for aid. A student with a prior drug-related conviction must complete a worksheet to determine if the conviction affects aid eligibility.

Cost of Attendance

The Financial Aid Office determines what it will cost, on average, for you to attend Kettering College. The expense of attending college is referred to as a "cost of attendance" or a "budget." Kettering College has several different budgets for categories of students, such as students living off campus, students living on campus, Physician Assistant students in the master's degree living off campus, full or part-time students, etc. Our budget includes tuition, fees, books, room, board, transportation, and a variety of other personal expenses that the average student incurs while attending school.

In some cases, we can add additional educational expenses with appropriate documentation. An example of a justifiable additional educational expense would be dependent child-care expenses. In order to discuss having your budget adjusted, you would need to obtain the appropriate documentation and submit it, along with a written request for consideration, to the Financial Aid Office. For more information regarding this process please refer to the Special Circumstance Review link on the left.

Expected Family Contribution (EFC)

The cost of attendance is one of the factors determining how much financial need a student has. The other factor, the Expected Family Contribution, comes from the results of your FAFSA.

Cost of Attendance minus Expected Family Contribution = Financial Need

How much financial need you demonstrate will determine the financial aid programs for which you qualify. Even if you have no financial need, there are still financial aid programs that may be available.

Satisfactory Academic Progress for Financial Aid Policy

In order to receive financial aid, you must make Satisfactory Academic Progress (SAP) for financial aid purposes, as defined by the Financial Aid Office. Our definition of SAP is different from the College's definition of being in good academic standing.

Federal regulations require all institutions administering federal financial aid programs to monitor the academic progress toward a degree or certificate of students applying for financial aid funds. The Financial Aid Office will review every student's grades and credit hours at the end of each semester.

Our SAP policy has three components:

• Grade Point Average (GPA): Students must maintain both a semester and cumulative GPA of at least 2.0. Transfer credit is not counted in this calculation.
• Course Completion: Students must successfully complete at least 65% of the semester hours attempted during the current term.
• Maximum Credit Hours: The maximum number of credit hours attempted for completion of an academic program cannot exceed 150% of the average program credits required for a degree. Students who change their program of study may need to notify the Director of Student Finance because an extension or appeal of this policy may be necessary. The maximum number of hours that may be attempted are as follows:
  • Associate of Science Degree: 125 credit hours
  • Bachelor of Science Degree: 196 credit hours

A student found to be deficient in one or more components of the policy is put on financial aid probation status for the next term the student is enrolled. Students are still eligible to receive financial aid during the probation term. If the student meets all of the components at the end of the probation semester, he/she is taken off probation.

If, at the end of the probation semester, the student is still not meeting one or more of the SAP policy components, he/she will be ineligible to receive financial aid until such a time when he/she meets the minimum standards. A student who is determined to be ineligible has the right to appeal if there are extenuating circumstances that contributed to the poor performance. Students wishing to appeal are encouraged to review the SAP Appeal Process in the Kettering College Academic Bulletin.